Capital access
CGTMSE Credit Guarantee Advisory
Collateral-light credit narrative with CGTMSE mapping - guarantees per notified rules; sanction by lender.
Related government scheme
Learn eligibility, documents, and indicative timelines on our scheme page - approvals are always decided by banks or authorities.
View scheme detailsHow we support you
CGTMSE improves lender appetite by reducing collateral friction. We align your credit file with guarantee mapping and lender expectations.
What you get
- Ticket sizing vs enterprise category norms
- Financial and compliance documentation packs
- Lender coordination for guarantee coverage mapping
- Renewal / enhancement pathways where applicable
How we work with you
- 1
Discovery
We clarify your entity profile, timelines, and documents needed for CGTMSE.
- 2
Documentation
Application drafts, annexures, and clarifications aligned to regulator or lender checklists.
- 3
Submission & tracking
Portal filings or coordinated submissions with milestone updates until outcome.
- 4
Post-approval
Renewals, amendments, and next-step compliance so benefits stay continuous.
Frequently asked questions
Is approval guaranteed?
No - banks sanction; CGTMSE provides guarantee cover when mapped.
Fees?
Guarantee fees apply per notifications - we surface fee schedules early.
Working capital vs term loan?
Both can be covered subject to lender product fit.
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Ready to move forward?
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